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dc87:

Judging by your description and interests (particularly music like Dead Can Dance and Cocteau Twins and old horror movies), I would probably say elder goth would be a term that fits you. But the fact that you wonder if you are goth/didn't already classify yourself as goth would make me say no, you're not. That would only be because it just seems elder goths self-classify themselves as that. But then again, if you want to pick up the term, I'd say it wouldn't be totally inaccurate.
About the comment about being a "full goth", I see no need for tattoos and piercings. I'm a 22-year-old goth with no tattoos and only one piercing (that I got when I was 13 when I had misconceptions about what the goth scene was), and the few times I've been to my local goth night it seemed that people who weren't overly out there with their style didn't seem to have a problem fitting in. Of course I sure this all depends on the local goth community, but probably just being older in itself will give you more of a presence and less of a need to overdo the look than, say, someone who is twenty years younger and just trying to go for a certain look with tattoos and piercings to attract attention.